How to Teach Kids About Money
While they are young, it’s the perfect time to teach kids about money. Remember when you were a kid and you got some money for your birthday? If you were like most kids, you were ready to run right out and spend it before it burned a hole in your pocket. Although spending birthday money is fun, and certainly expected, learning to put away some of it is a good idea too. As parents, it’s up to us to teach kids about money.
Here are some tips on how to accomplish this difficult process.
Kids learn by example. If you are in debt, odds are they will be too. You need to teach fiscal responsibility at an early stage. The earlier you discuss money with your kids, the better prepared they will become. Open up a savings account with your kids; allow them to deposit and make withdrawals. Give them the option to use the account in whichever way they decide. By allowing them this freedom to choose, you are also giving them the opportunity to make mistakes and learn from them. Always be there in case they need your advice in this regard.
Give them an allowance. If they run out of money before the following week; do not replenish it. This will teach them about choices; the good and the bad. This is especially true if they are saving to buy something special. If they use their money unwisely, and cannot buy that which they were saving for, a valuable lesson will be learned. Read more
Chore Ideas for Kids
It’s never too early to start thinking about chore ideas for kids. You can even start as early as two years old. While children mature at different rates, you can still determine what age appropriate chores are best suited for toddlers, kids, pre-teens and teens.
If you have toddlers at home, they can certainly help you by: making the bed; picking up their toys; feeding the family pet; helping you put laundry into the basket; or cleaning up split milk on the kitchen floor. These chores would be most suited to two and three year olds. You can teach your toddlers to do their chores by making a game out of it; or improvising different ways in which they can help. It will give them a sense of pride and accomplishment. Yes, even at that young age.
For four and five year olds, you can ask them to help you set the table; dust around the house; help make cookies; help you carry grocery bags (as long as you make it light for them). Six and eight year old can really get into the chores by taking care of the pet they’ve always wanted; help you vacuum the floor; take out the trash or fold the laundry. You can even ask them to help you prepare meals. Think of the experience they are getting at this early age. Read more
Fun Family Night Activities
Family time is becoming less and less of an activity these days with both parents working, and not enough time to spend with the kids. Well, it’s time to change that. Certainly, you can take time out for one night a week to spend with your family. Do you want to start a new tradition? Perhaps you already have family game night. If not, here are some ideas for family night activities.
Family Game Night
Play a board game. Scrabble or Monopoly would be a fun family game night for everyone. Kids love to beat their parents at these games! If it’s a Saturday evening, why not go to your local park and fly kites. Even adults love this activity! If it’s raining, use the old standby and build a fort in the living room. Prepare hot dogs on a stick; then toast the old marshmallows (adults only can do this); tell stories, and have a great time. If the family is into sports, get out the basketball and play a few games of HORSE. Or for exercise; why don’t you and your family go out for a bike ride in the neighborhood. Read more
Kids Love These Favorite St. Patrick’s Day Games
What’s a children’s party without fun and games? If you’re planning a party, you may want to incorporate these favorite kids’ St. Patrick’s Day games to keep all of the little leprechauns happy.
Hot potato is a game you may have played as a child. Explain that the object of the game is to get rid of the ‘hot’ potato by passing it from one person to the next while the Irish music plays. When the music stops the person holding the potato is out. This continues until all but one are out and the one remaining wins a small prize.
Create an Irish variation for Pin the Tail on the Donkey. Instead of a picture of a donkey you’ll have a large picture of a leprechaun hung on the wall. The place the shamrock should go should be easily recognizable. Each child will be given a paper shamrock with their name on it. Put tape on the back. Blindfold each child during their turn. Spin them around and see if they can put the shamrock in the right place. The child who gets closest to the right place is given a small prize. Read more
Eat These Foods for a Healthy Complexion
Ask any teenager, and they’ll tell you what a pain acne is. Most teens suffer from bad skin, but many continue into adulthood. While you could spend money on chemical peels, plastic surgery or various skincare products, eating your way to a healthy complexion is a much safer way to improve your skin. It is amazing that diet can play such an important part in not only your physical health but also in how you look. If you have a tendency to eat the typical Standard American Diet (SAD) full of processed foods, too many sweets and too many fats, it will show up in the way your complexion looks. Changing your diet to include fresh and raw foods with specific vitamins and minerals can greatly improve the condition of your skin.
These nutrient-dense foods are perfect if you want to improve your complexion:
* Red and purple fruits and vegetables contain anthocyanins which are important antioxidants. They are found in fruits such as cherries, blueberries and blood oranges. You can also find them in red cabbage. Anthocyanins are necessary to maintain healthy blood flow to the skin and protect it against ultraviolet (UV) damage.
* Whole grain foods help balance insulin and blood sugar. These foods include whole wheat and brown rice and are important because clinical studies have indicated too much sugar in your system can increase acne. Having excess sugar in your system can also cause collagen not to form properly. Why is collagen important? It works along with keratin to increase the skin’s strength, flexibility and resilience which means it keeps your skin youthful and healthy. Read more